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Charles Augustus Choate Jr., known to his friends as "Chubb," lived and farmed in Barnet, Vermont. He was born in 1871, and on August 19, 1903, he married a "girl" 10 years younger than himself, Pearl May Field (born May 9, 1881, in Brookline, Vermont). In the records that refer to his wife, she's always called "Pearl M. Choate" -- very reasonably.
But on this postcard -- showing a photo of the stream near her farm home --which she sent to her somewhat older friend Mrs. Jessie M. Titus (b. 1862) in Springfield, Vermont, with Christmas greetings in December 1907, she signs herself "Pearl Field Choate." Why?
The suggestion is that her friend Jesse may know the Field family in a meaningful way. Some confirmation comes in looking up where Brookline, Vermont -- Pearl's birthplace -- is. It turns out it's a small town south of Springfield. Good backing for this guess!
Finally, one more curious note about this card: It's easy to find Pearl M. Choate's marriage, and the years that belong with her husband Charles (1871-1930) -- but the Choate family trees online don't show Pearl's date of death, and neither do the Vermont records. It took some searching to figure out what happened: In 1949, the long-widowed Pearl May (Field) Choate married Joseph Devins of nearby Ryegate. Her Vermont death certificate is under the name Pearl Devins, October 17, 1962, in St. Johnsbury, Vermont.
I hope some of the keepers of the Choate family trees will ink in this detail; I think it's sweet that Pearl had another marital chapter, and hope it was a very happy one.